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How to Build a Budget That Actually Works
Structure your spending without guilt or guesswork Let’s Start with the Real Problem 💭 Most people don’t fail at budgeting because they’re lazy. They fail because the budget they tried to follow wasn’t built for them . It was too strict. Too vague. Too disconnected from real life. So let’s change that. Let’s build a budget that actually works — one that feels like a tool, not a trap. How to Build a Budget That Actually Works What Makes a Budget Work? 🧠 A good budget is: Fle
Ya Ma
Nov 206 min read


Why Do Most Budget Mapping Efforts Fail in Organizations
Reframing your relationship with money so you can build something that lasts Let’s Start with the Truth 💭 Most of us didn’t learn personal finance in school. We learned it through stress. Through overdraft fees. Through wondering how our paycheck disappeared in three days. And when we finally decide to “get it together,” we’re met with advice that feels like punishment: Cut the coffee. Cancel the joy. Hustle harder. But here’s the truth: budgeting isn’t a diet. It’s a map. I
Ya Ma
Nov 83 min read


The Fundamentals of building Personal Finance
Personal Finance 101: Take Control of Your Money Understanding personal finance is essential for achieving financial stability and independence. It encompasses various aspects, including budgeting, saving, investing, and managing debt. By taking control of your money, you can make informed decisions that align with your financial goals. This introductory guide will help you grasp the fundamentals of personal finance, empowering you to create a budget, build an emergency fund,
Ya Ma
Oct 304 min read
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