Start Small, Grow Big — Let Time Do the Heavy Lifting 💭 Let’s Start with a Story Imagine you put $100 into a savings account. It earns 5% interest per year. After one year, you have $105. But in year two, you earn interest not just on the original $100 — but on the $105. Now you have $110.25. And the next year? Even more. This is compound interest formula — interest that earns interest. It’s quiet. It’s powerful. And it’s how wealth is built. What Is Compound Interest Formu